:root{--paper:#f7f4ee;--card:#fffdf9;--ink:#1d2327;--muted:#5b6268;--rule:#e2dccf;--green:#2f5d50;--green-d:#24493f;--clay:#a8502c;--clay-d:#8d4123;--sand:#efe8da;
--serif:Charter,"Bitstream Charter","Iowan Old Style","Palatino Linotype",Georgia,serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 var(--sans)}
a{color:var(--green);text-underline-offset:2px}a:hover{color:var(--green-d)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.top{background:var(--card);border-bottom:1px solid var(--rule)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo svg{width:30px;height:30px;color:var(--green)}
.logo b{display:block;font:700 21px/1.1 var(--serif);letter-spacing:.2px}.logo small{display:block;color:var(--muted);font-size:12.5px}
.menu{display:flex;gap:18px;flex-wrap:wrap}.menu a{color:var(--ink);text-decoration:none;font-size:15px;padding:6px 0;border-bottom:2px solid transparent}
.menu a:hover{border-color:var(--clay)}
main{padding:22px 20px 40px}
.crumbs{font-size:13.5px;color:var(--muted);margin:4px 0 18px}.crumbs a{color:var(--muted)}
h1,h2,h3{font-family:var(--serif);line-height:1.25;color:var(--ink)}
h1{font-size:clamp(28px,4.2vw,40px);margin:.2em 0 .5em;letter-spacing:-.2px}
h2{font-size:clamp(22px,2.8vw,27px);margin:1.6em 0 .55em}h3{font-size:18.5px;margin:0 0 .3em}
.prose{max-width:740px}.prose p,.prose li{max-width:70ch}
.lead{font-size:19px;color:#2b3236}
.hero{max-width:780px;padding:18px 0 8px}
ul.check{list-style:none;padding:0}ul.check li{padding:8px 0 8px 30px;border-bottom:1px dashed var(--rule);position:relative}
ul.check li::before{content:"";position:absolute;left:4px;top:15px;width:12px;height:7px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px}
.city,.guide{display:block;background:var(--card);border:1px solid var(--rule);border-radius:10px;padding:14px 16px;text-decoration:none;color:var(--ink)}
.city:hover,.guide:hover{border-color:var(--green)}
.city b,.guide b{display:block;font:700 18px/1.3 var(--serif)}.city span,.guide span{display:block;font-size:13.5px;color:var(--muted);margin-top:3px}
.firms{margin:26px 0}.note{font-size:14px;color:var(--muted);max-width:780px}
.firm-list{list-style:none;padding:0;margin:14px 0 0;display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:12px;counter-reset:f}
.firm{background:var(--card);border:1px solid var(--rule);border-radius:10px;padding:14px 16px 12px;counter-increment:f;position:relative}
.firm h3{padding-right:30px}.firm::after{content:counter(f);position:absolute;top:12px;right:14px;font:600 13px var(--sans);color:var(--muted)}
.firm p{margin:2px 0;font-size:15px}.addr{color:#3b4247}
.meta{display:flex;flex-wrap:wrap;gap:4px 12px;color:var(--muted);font-size:14px!important}
.rt b{color:var(--ink)}.rt.none{font-style:italic}
.links{margin-top:6px!important}.links a{font-weight:600}
.cta{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:var(--sand);border-left:4px solid var(--clay);
border-radius:8px;padding:16px 20px;margin:28px 0;max-width:860px}
.cta strong{display:block;font:700 19px/1.3 var(--serif)}.cta span{display:block;color:#3b4247;font-size:15px}
.btn{display:inline-block;background:var(--clay);color:#fff;text-decoration:none;font-weight:600;padding:11px 18px;border-radius:7px;white-space:nowrap}
.btn:hover{background:var(--clay-d);color:#fff}
.tbl{overflow-x:auto;margin:10px 0 4px;border:1px solid var(--rule);border-radius:8px;background:var(--card)}
table{border-collapse:collapse;width:100%;font-size:15px}caption{text-align:left;padding:10px 12px;font-weight:600}
th,td{padding:9px 12px;border-bottom:1px solid var(--rule);text-align:left;vertical-align:top}th{background:var(--sand);font-weight:600}
tr:last-child td{border-bottom:0}
.src{font-size:13px;color:var(--muted)}
.faq details{border-bottom:1px solid var(--rule);padding:10px 0}.faq summary{cursor:pointer;font-weight:600;list-style:none;padding-right:24px;position:relative}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:4px;top:-1px;font-size:20px;color:var(--green)}
.faq details[open] summary::after{content:"–"}.faq details p{margin:.5em 0 .2em}
.near{margin:30px 0 0;max-width:860px}.near div{display:flex;flex-wrap:wrap;gap:8px}
.near a{background:var(--card);border:1px solid var(--rule);border-radius:999px;padding:6px 14px;text-decoration:none;font-size:15px}
.near a:hover{border-color:var(--green)}
.steps{padding-left:22px}.steps li{margin-bottom:10px}.steps h3{margin-top:.6em}
.sources ol{font-size:14px;word-break:break-all;color:var(--muted)}
.calc{background:var(--card);border:1px solid var(--rule);border-radius:10px;padding:16px 18px;margin:22px 0}
.calc h2{margin:0 0 10px;font-size:22px}
.calc-in{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px}
.calc label{display:block;font-size:13.5px;color:var(--muted)}
.calc input,.calc select{width:100%;font:inherit;font-size:16px;padding:8px 10px;border:1px solid #cfc7b7;border-radius:6px;background:#fff;color:var(--ink)}
.calc .chk{display:flex;align-items:center;gap:8px;align-self:end;padding-bottom:9px}.calc .chk input{width:auto}
.calc-out{display:block;margin-top:14px;padding:12px 14px;background:var(--sand);border-radius:8px;font-size:16px}
.calc-out b{font:700 22px var(--serif)}
.foot{background:#1f2b28;color:#d9d4c8;margin-top:30px;padding:30px 0}
.foot .wrap{display:grid;grid-template-columns:2fr 2fr 1fr;gap:24px}.foot b{color:#fff}.foot p{font-size:14px;margin:.4em 0}
.foot a{color:#d9d4c8}
@media (max-width:760px){body{font-size:16px}.foot .wrap{grid-template-columns:1fr}.menu{gap:14px}.top .wrap{padding-top:8px;padding-bottom:8px}
.firm-list{grid-template-columns:1fr}.cta{padding:14px 16px}.btn{width:100%;text-align:center}}
.ph{margin:18px 0 22px}.ph img{display:block;width:100%;height:auto;border-radius:10px;background:var(--sand)}
.hero{max-width:none;display:grid;grid-template-columns:1.05fr 1fr;gap:28px;align-items:center}.hero .ph{margin:0}
@media (max-width:860px){.hero{grid-template-columns:1fr;gap:6px}}